It deals with basically restructuring of Company’s outstanding obligation so as to reduce debt burden by way of reducing rates paid and increasing time to pay. It is difficult phase for any company as it might downgrade the company’s image. At this level we help our clients to effectively reduce their credit burden and also to maintain their image as it was earlier and all this is done with compliance to Insolvency and Bankruptcy code, 2016 and Securitization and Reconstruction of Financial assets and Enforcement of Security Interest Act (i.e. SARFAESI Act), 2002.